Tugas KLKP

Nama : TIWI KALDIAH
NPM : 11208237
Kelas : 3EA11
Mata Kuliah : Komputer Lembaga Keuangan Perbankan
Atun (tabungan 10% : harian)
4/3 setoran tunai 10 juta
8/3 pinbuk debet 5 juta
18/3 pinbuk kredit deposito totok 4 juta
25/3 pinbuk kredit tabungan joko 8 juta
29/3 pinbuk debet giro tutik 2 juta
30/3 pinbuk kredit cek ani (Bank Karman) 5 juta

30/3
Siti Karman
Cek Tn. A 3 juta Cek ani 5 juta
Cek Tn. B 4 juta Cek joko 6 juta
B/G PT. C 6 juta Cek toni 8 juta
B/G PT. D 5 juta B/G PT. X 12 juta
B/G PT. Y 10 juta
Nota kredit 10 juta

TOLAK
Cek Tn. B Cek joko
B/G PT. D B/G PT. Y

Asset Liability
Kas 15 juta Tabungan 150 juta
R/K pada BI 70 juta Giro 120 juta
Loan 400 juta Deposito 230 juta
Securieties 30 juta Securieties 50 juta
Other asset 50 juta
CAPITAL 100 juta
Total 650 juta Total 650 juta

Kasus :
Portofolio siti ¼!
Bunga deposito ? dan bunga kredit?
Profit?
Hasil kliring!
Ket :
Tabungan (10%), deposito (12%), giro (8%)
Kas 10%
RR 8% ER 4%
Loan 100%
KUK 20%
Laon 18% flat
KUK 10% flat

Siti Bank : Tabungan Atun
Rekapitulasi
Saldo Harian:
4/3 10.000.000 kas 10.000.000
Tabungan Atun 10.000.000
8/3 5.000.000 Tabungan Atun 5.000.000
5.000.000
18/3 4.000.000 Deposito Totok 9.000.000
Tabungan Atun 9.000.000
25/3 8.000.000 Tabungan Joko 17.000.000
Tabungan Atun 17.000.000
29/3 2.000.000 Tabungan Atun 15.000.000
Giro Tutik 15.000.000
30/3 5.000.000 R/K pada BI 20.000.000
Tabungan Atun 20.000.000

Bunga :
8/3 (10% x 8-4 x 10.000.000)/365 = Rp. 10.958, 9
18/3 (10% x 18-8 x 5.000.000)/365 = Rp. 13.698,63
25/3 (10% x 25-18 x 9.000.000)/365 = Rp. 17.260, 27
29/3 (10% x 29-25 x 17.000.000)/365 = Rp. 18.630, 13
30/3 (10% x 30-29 x 15.000.000)/365 = Rp. 4.109, 59
31/3 (10% x 31-30+1 x 20.000.000)/365 = Rp. 10.958, 90

Saldo Tabungan = Rp. 20.000.000 + Rp. 75.616,421
= Rp. 20.075.616,42

¼ Tabungan
(10% x 31-1+1 x 142.000.000)/365
Rp. 1.206.027,39 + Rp. 20.075.616,42 = Rp. 21.281.643,82

Giro = Rp. 828. 931,51 + Rp. 122.000.000
Deposito = Rp. 2.303.342,47 + Rp. 226.000.000

Hitungan Kliring:
– 3.000.000
– 4.000.000 X
– 6.000.000
– 5.000.000 X
+10.000.000
+
+ 5.000.000
+ 6.000.000 X
+ 8.000.000
+12.000.000
+10.000.000 X
+
(+) 26.000.000

NERACA
A L
Kas 514.413.917,8 Tabungan 163.281.643,8
Giro 122.828.931,5
Loan : komersial 411.531.134,2 Deposito 228.303.342,5
KUK 102.882.783,6
Total 514.413.917,8
R/K pada BI (8%) 41.153.113,42

This entry was posted in Uncategorized. Bookmark the permalink.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s